Frequently Asked Questions

Searching for the best price

Why do prices vary?

There are many reasons why premiums differ so widely but the most common are:

• The policies offered have different levels of cover and excess levels.  In this case quotes are not like for like and so the price will vary.  Make sure you understand what is included in your policy, what is not and the excess levels applied if you have to make a claim.
• Insurance companies may see some types of people as more attractive than others and so price accordingly.  Shopping around enables you to find the best fit with you.

Should I just choose the cheapest?

Not necessarily.  The cover is likely to vary and therefore it is important for you to choose the insurance policy that best meets your needs. 

Will I get a better rate if I automatically renew with my current insurer?
No.  It has become normal practice among most insurance companies to offer the most competitive rates to new customers – to win their business.  As a result those renewing with their current insurer could be missing out on some great savings. 

My renewal has arrived-- is it too late to change insurers?
Absolutely not.  The arrival of your renewal notice is the perfect time to shop around and find the best deal for you.  You are not committed to renew with your current insurer once your renewal notice has arrived and we would strongly recommend you take the opportunity to shop around.

I am buying a new car do I have to take the cover offered by the dealer?
No.  We would recommend that you shop around for the best policy for you.

Can I get a quote if I do not have a registration number?
Yes.  We can give you a quote but you will not be able to buy the policy until you have the registration details.

Click here to see our tips on reducing your car insurance premium >>

Type of insurance

Is comprehensive cover for only new cars?
No.  Many people believe that as a car gets older that comprehensive cover becomes too expensive for the value of the car, but our experience is that this is not always true.  The cost of comprehensive cover drops as your cars gets older and so it provides you with excellent cover at a fair price.

Will I lose my bonus malus by changing insurer?
No.  Insurers will match your existing bonus malus years. You may be asked for proof of your entitlement which you can get from your renewal notice or by simply asking your current insurance company.

Buying insurance online

Is it safe to buy my insurance online?

Yes.  Insurance companies use sophisticated encryption and data handling techniques to protect your privacy and personal data – you can find out more about their commitment to this by reading the Privacy and Security Statements on their website.  

Do I get the best prices on the Internet?

Many insurers offer extra discounts for purchasing online, as they are passing on some of their savings in administration costs. 

However, eUcover recommends that you shop around to get the best value and the Internet makes this a quick and easy process.

eUcover

Will eUcover be launching its own car insurance policy?

Yes.  In the next few months eUcover will be launching its own car insurance policy on this website with a full quote, compare and buy process online.  Our website will be supported by a customer service centre which is based in Almere Haven.  Click here to find out more about eUcover’s new car insurance cover >>

Can I get a quote from eUcover now?

We are currently developing our website which will be ready soon. In the meantime our insurance partners, Verzekeringssite and Independer, can provide you with quotes from the leading Netherlands insurers.  Click here to get a quote now >>

Why do prices vary?

There are many reasons why premiums differ so widely but the most common are:

• The policies offered have different levels of cover and excess levels.  In this case quotes are not like for like and so the price will vary.  Make sure you understand what is included in your policy, what is not and the excess levels applied if you have to make a claim.
• Insurance companies may see some insurance business as more attractive than others and so price accordingly.  Shopping around enables you to find the best fit with you.

Should I just choose the cheapest?

Not necessarily.  The cover is likely to vary and therefore it is important for you to choose the insurance policy that best meets your needs. 

Will I get a better rate if I automatically renew with my current insurer?
No.  It has become normal practice among most insurance companies to offer the most competitive rates to new customers – to win their business.  As a result those renewing with their current insurer could be missing on some great savings. 

My renewal has arrived is it to late to change insurers?
Absolutely not.  The arrival of your renewal notice is the perfect time to shop around and find the best deal for you.  You are not committed to renew with your current insurer once your renewal notice has arrived and we would strongly recommend you take the opportunity to shop around.

I am buying a new car do I have to take the cover offered by the dealer?
No.  We would recommend that you shop around for the best policy for you.

Can I get a quote if I do not have a registration number?
Yes.  We can give you a quote but you will not be able to buy the policy until you have the registration details.

In particular you may find insurers have put higher excess levels in place that enables them to reduce their premium, but this would mean you paying out more in the event of a claim.

Click here to see our tips on reducing your car insurance premium >>